Index of State of Delaware Business Licenses and Registrations
The Office of the State Bank Commissioner licenses and regulates hundreds of non-bank businesses that provide financial services in Delaware. Mortgage Loan Brokers are licensed to arrange residential mortgage loans for consumers. A Mortgage Loan Broker means a person who (i) in the ordinary course of business, for compensation or gain, or in the expectation of compensation or gain, either directly or indirectly, negotiates or offers to negotiate, or arranges or solicits, or offers to arrange or solicit, a mortgage loan on behalf of a borrower, or (ii) holds himself out as being able to serve as an agent for any person in an attempt to obtain a mortgage loan; or (iii) holds himself or herself out as being able to serve as an agent or independent contractor to negotiate the terms or conditions of a mortgage loan on behalf of a lender (but who is not a person employed as an employee or agent of the lender).
1 year, after initial license period. Application due by 12/1 each year. All mortgage brokers must apply through the Nationwide Mortgage Licensing System http://mortgage.nationwidelicensingsystem.org.
Via the NMLS System (outside link): http://mortgage.nationwidelicensingsystem.org and http://banking.delaware.gov/services/applicense/forms/mbapp.pdf
Information on renewals: http://banking.delaware.gov/applicense/renewals.shtml All renewals must be done through the NMLS website: http://mortgage.nationwidelicensingsystem.org/Pages/default.aspx
This search covers most of the frequently requested licenses, certifications, registrations, and filings that the State of Delaware requires. However, this is not a fully exhaustive list of every possible requirement. Please consult with the appropriate state agencies to find out if there are additional requirements you must fulfill.